What is the difference between a three bureau credit score and a regular credit score?

Regular credit monitoring is an important routine practice, since it helps you track your credit score and spot fraud early. But in order to get a comprehensive look into your credit file, you need to be thorough. Three-bureau credit monitoring alerts you of changes on credit reports from all three credit bureaus — Experian, Equifax and TransUnion.

How can I get a free three bureau credit score?

You can use AnnualCreditReport.com to get the free reports you're entitled to from the three major credit bureaus. Because credit bureaus operate independently, each may receive information from a different set of sources. It’s important to check all three reports.

Why is a three bureau credit score important?

Three-bureau credit monitoring alerts you of changes on credit reports from all three credit bureaus — Experian, Equifax and TransUnion. Without triple-bureau protection, you can miss errors that may only appear on one of the three credit reports.